Property Review
Review seller disclosures
Review the seller's property disclosure statement to understand any known issues, defects, or material facts about the property before proceeding. This document outlines everything the seller is legally required to disclose about the property's condition and history.
Submit proof of funding
Upload documentation showing your ability to purchase the property. This can be a mortgage pre-approval letter from a lender, proof of cash funds, or other financing verification.
Purchase Agreement
Generate Purchase Agreement
Create the formal contract for your offer. You'll specify your purchase price, earnest money deposit, contingencies, proposed closing date, and other terms. This step only prepares the document for your review.
Submit an offer
Sign and send your completed RPA to the seller for review. The seller can accept, reject, or counter your offer. You may submit offers on multiple properties simultaneously, but be prepared to move forward if any are accepted.
Deposit & Verification
Submit earnest money deposit
Securely transfer your good-faith deposit to the escrow account specified in your purchase agreement, demonstrating your commitment to the transaction. The funds are held by a neutral third-party and applied toward your closing costs or down payment at settlement.
Property inspection
Hire a licensed inspector to evaluate the property's physical condition—structure, roof, plumbing, electrical, HVAC, and more. The inspection report identifies defects, safety issues, and needed repairs that may affect your decision to proceed, renegotiate terms, or request fixes.
Title & Settlement
Title search
The title company examines public records to verify the seller has legal ownership and the right to sell. This search uncovers any liens, easements, boundary disputes, or claims against the property that must be resolved before the sale can close.
Obtain title insurance
A one-time policy that protects you against future claims or defects in ownership that the title search may have missed—such as forged documents, undisclosed heirs, or recording errors.
Approve Settlement Statement
Review the final accounting of your transaction before closing. This document itemizes all costs, credits, and adjustments—including purchase price, loan amounts, prorated taxes, insurance, and fees—so you know exactly how much to bring to the closing table.